Finance and insurance

North American Industry Classification System code (NAICS): 52

This sector comprises establishments primarily engaged in financial transactions (that is, transactions involving the creation, liquidation, or change in ownership of financial assets) or in facilitating financial transactions. Included are: * establishments that are primarily engaged in financial intermediation. They raise funds by taking deposits and/or issuing securities, and, in the process, incur liabilities, which they use to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. * establishments that are primarily engaged in the pooling of risk by underwriting annuities and insurance. They collect fees (insurance premiums or annuity considerations), build up reserves, invest those reserves and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment.

521 · Monetary authorities – central bank
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This subsector comprises establishments primarily engaged in performing central banking functions, such as issuing currency (paper money); managing the nation’s money supply and international…

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522 · Credit intermediation and related activities
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This subsector comprises establishments primarily engaged in lending funds raised from depositors or by issuing debt securities and establishments that facilitate the lending of…

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523 · Securities, commodity contracts, and other financial investment and related activities
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This subsector comprises establishments primarily engaged in putting capital at risk in the process of underwriting securities issues or in making markets for securities…

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524 · Insurance carriers and related activities
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This subsector comprises establishments primarily engaged in underwriting annuities, insurance policies and reinsurance, and the retailing of insurance and the provision of related services…

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526 · Funds and other financial vehicles
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This subsector comprises funds, trusts and other financial vehicles organized to hold portfolio assets for the benefit of others, such as unit holders, beneficiaries…

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